Car Insurance

Car insurance is a type of insurance policy required to provide protection to your vehicle against any damage which might result into a financial loss. In addition to it, any third party liability which has arisen due to use of your vehicle is covered under car insurance. As per the Motor Vehicle Act, it is mandatory to buy a liability only policy without which one cannot use the vehicle on road.

Types of Car Insurance

Car Insurance plans are of three types

Third Party Liability
Standalone Car Insurance Plan
Comprehensive Car Insurance Plan

Why Should I Buy Car Insurance?

Life is precious... in 2018, number of people in India losing their lives in accidents was at 1.51 lakhs. Of these the number of car drivers killed in accidents stands at around 25,000, also just as every little thing that you own is nurtured and protected, your car also needs to be safeguarded against the effects of accidents, natural calamities, theft, and malicious damage. Imagine, in a world where minor repairs and maintenance costs you a lot, what would be the stretch of expenses that you may have to make if your vehicle is stolen or gets damaged totally? Your finances go for a toss as you will have to bear the expenses for repairing it. To avoid such a financial loss and stay protected, it’s advisable to buy a car Insurance plan. Also under Motor Vehicle (Amendment) Act 2019 it is mandatory that all the motorists to have a valid motor insurance for their vehicle at all times.

What is covered in car insurance policy?

Accidents

Accidents are uncertain. Did your car get damaged due to an accident? Don’t panic! We cover it!

Fire & Explosion

Boom! Fire may hamper your car partially or totally, whatsoever be the loss due to Incidents of fire and explosion. Do not worry we can handle it.

Theft

You have taken all precautions but still your dream car got stolen? It can be a heart shattering experience.. Wait!! Before you fret over it, let us inform you that we will secure it.

Calamities

Havoc due to earthquake, landslide, floods, riots, terrorism etc. may take a toll over your favourite car. Stay calm, as we stay undeterred near you by protecting your car from natural and man made calamities.

Personal Accident

In case of injuries due to car accidents, we cover all your treatments and make sure you are healthy and lively above anything else! We also offer coverage to your co-passengers with a slight change in the premiums!

Third Party Liability

In case your vehicle accidentally caused injuries or damages to the properties of a third person, we offer complete coverage to meet all your legal liabilities! You can also get third party coverage as a separate policy!

What is not covered in car insurance policy?

Depreciation

We do not cover depreciation in the value of the car

Electrical & Mechanical Breakdown

Any electrical or mechanical breakdowns remain uncovered under our car insurance policy

Illegal Driving

Your car insurance goes out of action if you do not possess a valid driving license. Driving under the influence of drugs/alcohol remains out of car insurance coverage scope.

Car Insurance partners

Get financing for whatever you need now

All loans are not created equal, personal loan has become a great option for people to use.

Scroll to Top